Financial Whisperer:  Everybody Needs One

Financial Whisperer: Everybody Needs One

© -YS- - - Financial WhispererTo listen, click on Audio Financial Whisperer

Everybody needs a Financial Whisperer.  Someone who gives them:

• permission to grow in their relationship with money,
• the tools needed to do so, and
• the encouragement to take personal responsibility for their money actions – present and future.

For ten years, I’ve been that Financial Whisperer for everyone from paying clients, to friends in a bind, to employees, to the person seated next to me on a long overseas flight and to the shuttle driver from the airport to the hotel.  And hundreds and hundreds in between.

As for “whispering” to my readers, it brings me massive joy when I hear that someone took an action that turned his or her life around.  Getting out of debt.  Learning to budget.  Being freed of old money demons.  Taking charge of their money.  Paying off a mortgage.  Saving and investing.  Prioritizing their use of money.  Forgiving themselves.  Taking grand trips.  In short, fulfilling whatever the personal goal might be.

Before today, I’ve controlled the agenda:  I’ve chosen the topics I write about.  Occasionally I’ll read in a comment that someone would like to know about something in particular.  And I honor that request either anonymously in an article or directly in a note or call.

I’d like to do the same now.

If you’ve read my articles before, have you ever said, “That makes me think of something: I wish she’d explain ____________________.”

Or is there anything about money (with the exception of investment advice; I’m not licensed!) that has baffled you or intrigued you or tripped you up?

Make my day and let me know in the Comments section below how I can help you move forward on your journey with money.  Let me be your Financial Whisperer.  I’ll find a way to “whisper” the information to you.


Bio: Sharon O’Day fixes financial lives. She is a tell-it-like-it-is money expert with a successful career in global finance, plus an MBA from the Wharton School. Today she specializes in getting entrepreneurial women over 50 back on their game so they can have more money, less stress and more joy. With her “Over Fifty and Financially Free” strategies, they take actions that lead to their ultimate goal: financial peace of mind.

  • Robin Strohmaier

    Great article, Sharon! It is important to have someone whisper and encourage with permission, tools and the encouragement to take personal responsibility for our money actions. One of the biggest tragedies I often hear about is when someone loans money to a friend, and then the relationship sours. The money is never paid back. I’m not sure if you have ever covered this in an article, but would love to hear your thoughts.

    • That’s a perfect topic, Robin, and I actually haven’t covered it. Thank you, consider it done!

      • Robin Strohmaier

        That’s great, Sharon! I’m looking forward to it.

  • Norma Doiron ´*•჻.

    Another great article Sharon. My question is, how to help someone who will not help themselves? There is such a person in my area of influence and all that happens is talking and talking about the problem… does NOT want to change anything but expecting different results. Not the way to go!!!

  • Vatsala Shukla

    I seem to play the role of Financial Whisperer quite a bit! One thing that I have learned along the way is whisper and then detach. The probability that the whisper is heard increases since the accountability is transferred to the other person.

  • Sara Bensics

    What is your opinion about investing 1/3 of my retirement funds into annuities, I am thinking about it. I am 58 and a half years old. With annuities , I can’t withdraw any money until 65, to let them grow at 7% rate annually.

  • Excellent article! Thank you for being there when needed!

  • Lisa Wells

    Thanks for sharing. I don’t have any questions at this time, but I’ll keep you in mind when I do.

  • kathyrobinson

    Wonderful article, as usual. I’m slowly paying off my debt. I’ll get there in a few years time.

  • I love coming to your page Sharon because it does remind me to keep a close eye on my finances, which is something I haven’t always done in the past. So I am one of those who you help week in, week out. Thank you!

  • Great article, Sharon. I love reading your posts. I have learned so much from you–and you have inspired me to keep going through some really tough times here. Even though we haven’t met in person, I know that you are someone I could trust with my questions who wouldn’t make me feel small, stupid or like a failure. Thanks!

  • i love how inspiring your posts are. We need a financial miracle in our household. We are working on a few projects that will hopefully net some income. I will be sharing it with Norma’s group in a few days. We still have a few last minute things to finish up on before we are ready to market. I am excited but nervous about our new adventure.

  • Robert Manea

    Owning a business makes finances go up and down, and we have lived through them, as well as in and out of debt.. Now we are in an OK place, but once my site takes off, we will be is a great place…

  • Susan Schiller

    Indeed you are the “financial whisperer” – you understand our hearts and our wallets! I’ve asked a lot of questions of you, and I believe I have all your answers mentally cataloged, because more than any other coaching I’ve had before, I am trying to apply each strategy. It takes a lot of work to keep a website like this going, with so much personal interaction, Sharon… I just want to say thank you for the weekly wealth you freely give us!

    This may seem unrelated to finances, but I wonder if you have considered living in another country, with lower cost of living. Having lived in so many countries and different cultures, have you decided on the United States as the best place, long-term?

  • Mark

    This is actually true! Very nice post Sharon

  • Tina Ashburn

    This is amazing and so inspirational. I know owning a small business has its up and downs, but we have to plan for it, and we do. That doesn’t mean getting rich, but it does mean being comfortable. Fortunately everyone’s definition of “comfortable” is different! I am looking forward to lots and lots of ‘whispers’!

  • Your articles have given me freedom. Hearing your soft spoken whispers on the recording as I read along instills the money principles even deeper. As I’ve used your tips and strategies our financial situation has improved. Now, with the impending closure of my auto transport business my fears turn to “how not to go back where I’ve been” due to circumstances. I have to admit I’m scared to death, but have faith that the past 3 plus years of working online will provide me with the tools, support and people I need to generate an income to afford me to remain on a cash basis, continue on my debt reduction plan and not have an atomic meltdown in the process. Thank you Sharon…I know you are there and that does a woman wonders!

  • Roz

    People don’t like to talk about themselves & money however it is so important that we learn to be open. You provide a safe space to examine beliefs & practices about our use of money. I love reading your blogs & love that you call yourself the ‘financial whisperer’. My hubby enjoys watching that financial lady on tv, but your gentleness appeals to me more.

  • oh! I’d have to think on that one. I’ve always been pretty good with money. I’ve tried to pass that on to my kids – and help them understand that there is more to life than money at the same time. Maybe you could write an article about parenting kids and teaching them to balance values and financial common sense?

  • Oh I love that Financial Whisperer… And I agree that we all need one of those

  • Delia @ Blog Formatting

    Such a great inspirational article, Sharon! Just like Amber, I’d love if you wrote an article on encouraging and guiding children on values and common sense when dealing with money?

  • There is so much to learn about finances. Thank you for this great article

  • Norma Doiron

    “It brings me massive joy when I hear that someone took an action that turned his or her life around” Definitely a perk of what you do in your business Sharon. Don’t you just love living your passion???

  • LizB4

    I hadn’t thought of having a relationship with my money…I had a hard time in my 20’s, but think I have a handle on it now… Perhaps I should do a check…no pun intended : D…

  • Tom Holmberg

    Great article Sharon, everyone needs that financial whisperer in their life…be it a financial advisor or that voice in your head asking you if you really need to make that purchase.

  • Lorii Abela

    Interesting post! Many must have benefited from your wise financial advice. Who is your best financial whisperer?